Granite Hills Credit Union    


Debit MasterCard

CU Check Card

Our Debit MasterCard - the CU Check Card - can be used at any ATM. If the ATM is part of the Falcon Network, you will not be charged a surcharge or foreign fees. You can also use your CU Check Card at any vendor that accepts ATM cards or MasterCard (over 16 million places, including internet vendors, gas stations, post offices, catalogs, stores, etc.) Why use a CU Check Card?
  • It is easier and quicker than writing a check - no identification is required.
  • The funds come directly out of your checking account as if you had written a check.
    (Note: merchants will only clear amounts up to your available balance.)
  • You will not be charged interest or an annual fee.
  • The merchant’s name will appear on your statement to help you balance if needed.

If you use your CU Check Card at a retail store and do not want cash back, you should always choose the "Credit" option over "Debit". Why? A credit transaction makes money for the Credit Union and we pass it along to you in the form of better dividend rates and enhanced services.

With the "Credit" option, you should never use your PIN! Do not use your PIN when making purchases unless you want cash back. If you use your PIN, the transaction changes to an ATM transaction for which the Credit Union is charged.

For more information about the CU Check Card, please contact a member service representative today.

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