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Loan Type Daily Periodic Rate APR Estimated Max. Term
Campers & Boats
Campers & Boats ($15,000 minimum purchase price)  .02876712%-.04109589%  10.50%-15.00%  180 months 
Campers & Boats  .02602740%-03835616%  9.50%-14.00%  120 months 
Comment:
The annual percentage rate you receive will be within the range disclosed and is based on certain creditworthiness criteria. Inquire with the Credit Union about the rate for which you qualify.
New Vehicles --- Ask us about our financing specials!
Model Years
1999 - current 
.01780822%-.03013699%  6.50%-11.00%  24 months 
Model Years
1999 - current 
.01917808%-.03150685%  7.00%-11.50%  36 months 
Model Years
1999 - current 
.02054795%-.03287671%  7.50%-12.00%  48 months 
Model Years
1999 - current 
.02191781%-.03424658%  8.00%-12.50%  60 months 
Model Years
1999 - current ($20,000 minimum collateral value) 
.02328767%-.03561644%  8.50%-13.00%  72 months 
Model Years
1999 - current ($30,000 minimum collateral value) 
.02465753%-.03698630%  9.00%-13.50%  84 months 
Rates for Model Years 1998 are shown under "Used Vehicles" below.
Used Vehicles
Used vehicles -
1998 or Older 
.02191781%-.03424658%  8.00%-12.50%  24-60 months 
For used vehicles newer than 1998 model year, see new vehicle rates.
Other Secured
Other Secured  .02602740%-.03835616%  9.50%-14.00%  60 months 
Other Fixed Rate
Real Estate Mortgage    Call us or click here   
Mobile Home  .03287671%-.04520548%  12.00%-16.50%  Up to 180 months 
Unsecured Loans  .033561644%-.04794521%  13.00%-17.50%   
Overdraft Loans  .033561644%-.04794521%  13.00%-17.50%   
Education  .033561644%-.04794521%  13.00%-17.50%   
VISA    12.00%   
Variable Rate Loans
Other Secured*  .02191781%-.03424658%  6.00% - 10.50% (1.0% -5.5%) above index)  61 + months 
Home Equity ($10,000 minimum first draw.)  .01917808%  5.00%   
Home Equity*  .02191781%  6.00% (1.0% above index)   
Share Secured**  .010958904%  4.00% (2.0% above index)   
Certificate Secured**    (2.0% above index)   
* OTHER SECURED & HOME EQUITY LOANS use the Wall Street Journal Prime Rate Index. Rate changes occur annually on the 1st of July.

** SHARE SECURED & CERTIFICATE SECURED will be the dividend rate being paid plus the percentage shown above. Rate changes will occur when dividend rates change, or in the case of certificate secured, when the certificate matures.

All loans are secured by any property specifically pledged and shares on deposit with the credit union. In addition, ALL loans are cross-collateralized by all property and shares pledged to secure any loan or advance. For example, a card pledged to secure a New Vehicle Subaccount will also secure a personal loan. Cross-collateralization does not apply to your home, any Keogh or IRA accounts with us or property defined as household goods under Regulation AA.

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